Monday, April 25, 2022Having a health insurance policy that covers doctor and hospital visits is crucial for staying in good health, but prescription drug coverage is another important consideration. Do you know if your new health insurance policy covers your prescription drugs, and at what cost to you? READ MORE >>
Monday, March 21, 2022There are many reasons why you might put off getting life insurance. Perhaps your employer will provide you with coverage at a later time in your work life with them. Perhaps you just don't feel there is a risk and you don't want to be burdened with the extra expenses of a policy. READ MORE >>
Thursday, February 24, 2022Most farmers, of all shapes and sizes, both live on and run their business from their agricultural property. Therefore, there is a fine but distinct difference between your personal property and commercial property. Commercial property might include barns, storage sheds, silos, garages or other buildings. READ MORE >>
Tuesday, February 15, 2022According to the U.S. Fire Administration, 75.7 percent of fire-related deaths in the US between 2003 and 2012 occurred in residential properties. The largest percentage of those deaths were due to home cooking fires. The breakdown of causes and relative frequency of residential fires are: READ MORE >>
Monday, January 24, 2022Homeowners insurance is not negotiable. If you hold a mortgage on your property, the bank will require it. And in any case, you'll want the protection for your family's investment. If the cost of your insurance is causing you anxiety, there are ways to lower it. Try some of these tips to reduce your premium price: READ MORE >>
Thursday, January 20, 2022Getting rear-ended at a stoplight is not your fault. After all, another moving vehicle ran into the back of your stopped car. Still, even an accident that isn’t your fault might cause your auto insurance rates to rise. As unfair as it sounds, this is because you still represent a higher financial risk to the insurer following any type of vehicle accident. READ MORE >>
Wednesday, December 15, 2021Flood insurance covers damage to your home and the contents within your home due to the infiltration of water from an outside source. The National Flood Insurance Program (NFIP) definition of a flood is quite specific. A flood may be caused by rising tides, overflowing river banks or any sudden surge of water. READ MORE >>
Friday, November 19, 2021When you buy a commercial liability insurance policy for your business, you are protecting yourself in the event that your business’s actions harm others. However, there are many types of liability insurance on the market, and that is why most businesses carry several policies. READ MORE >>
Monday, October 18, 2021Proper maintenance can be an important part of a business. It helps to ensure your equipment works well. Most people see this as a way of reducing costly equipment breakdowns. However, it can also help reduce workers' compensation insurance claims. How do the two factors relate to each other? READ MORE >>
Monday, September 13, 2021Liability needs vary from business to business depending on the risk of lawsuit posed to the industry. General liability insurance is one of the most common and most important types of liability insurance, as it covers basic accidents and lawsuits that threaten nearly every business. READ MORE >>
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